Prepay Mobile Plans
Showing 57 plans.
Every time you auto renew your $5 plan we’ll give you a bonus 500 skinny mins and 500 skinny texts! new customers only.
Join & get 7.5gb of free carryover data**
Free data hour*** until 18 jan 2026
Auto renews every 28 days
One nz rewards
Bous data with dataup*
Join & get 7.5gb of free carryover data**
Free unlimited data for an hour every day
10gb of hotspot data*
Unlimited data at 2mbps
Auto renews every 28 days
Join & get 7.5gb of free carryover data**
Free unlimited data for an hour every day
Save 10% on spotify premium
Free double data + 1.5gb bonus data
1.5 gb nz data rollover
20gb of hotspot data*
Unlimited data at 10mbps
One nz rewards
Bous data with dataup*
Join & get 7.5gb of free carryover data**
Free unlimited data for an hour every day
Save $10 per month on skinny wireless broadband plans when you bundle with this mobile plan
Join & get 7.5gb of free carryover data**
Free unlimited data for an hour every day
Save 10% on spotify premium
Your data stack increases by 200mb every 28 days each time you renew your eligible spark prepaid value pack (within two weeks after expiry), up to a maximum of 3gb.
One nz rewards
Bous data with dataup*
Join & get 7.5gb of free carryover data**
Free unlimited data for an hour every day
Auto renews every 28 days
Save 10% on spotify premium
Your data stack increases by 200mb every 28 days each time you renew your eligible spark prepaid value pack (within two weeks after expiry), up to a maximum of 3gb.
Join & get 7.5gb of free carryover data**
Free unlimited data for an hour every day
Free double data + 4gb bonus data
4 gb nz data rollover
10gb of hotspot data is included on the rocket mobile plan, with speeds of up to 1.2mbps.
Unlimited data at 2mbps
One nz rewards
Bous data with dataup*
Join & get 7.5gb of free carryover data**
Free unlimited data for an hour every day
Auto renews every 28 days
Save 10% on spotify premium
Your data stack increases by 200mb every 28 days each time you renew your eligible spark prepaid value pack (within two weeks after expiry), up to a maximum of 3gb.
Join & get 7.5gb of free carryover data**
Free unlimited data for an hour every day
Free double data + 10gb bonus data
Unlimited nz/au calls & texts
20gb of hotspot data*
Unlimited data at 10mbps
The Ultimate Guide to Prepay Mobile Plans in NZ
Last updated: August 28, 2025
Choosing a mobile plan can feel overwhelming with so many options out there. If you're looking for flexibility, control over your spending, and no surprise bills, then a prepay mobile plan is likely the perfect choice for you. Whether you're a student on a budget, a tourist visiting our beautiful country, or just someone who wants a straightforward, no-fuss mobile solution, this guide is for you.
We'll walk you through everything you need to know to compare prepay mobile plans in NZ, understand the deals, and find the best option for your needs.
Compare the Best Prepay Mobile Plans in NZ
Finding the right plan starts with a simple comparison. Below this guide, our main comparison table shows you the top prepay phone plans NZ has to offer. You can easily sort by price, data, and provider to see which plan gives you the most bang for your buck.
What is a Prepay Mobile Plan? A Simple Guide
Think of it like a travel card for your phone. You add money first, and then use that credit for data, calls, and texts. It’s that simple.
📲 How Prepay (or Pay-as-you-go) Works
With a pay as you go mobile plan, you're in complete control. You top up your account with credit and then choose a "combo" or "pack" that gives you a set amount of data, minutes, and texts, usually lasting for 28 or 30 days. If you run out, you can easily top up again. There are no contracts, no credit checks, and no unexpected bills at the end of the month.
🤔 Prepay vs. Pay Monthly: Which is Right for You?
Not sure if prepay is the way to go? Here’s a quick breakdown:
Prepay Plans:
- Pros:
- Total Flexibility: Change your plan anytime without penalty.
- No Contracts: You're not locked in for 12 or 24 months.
- Control Your Spending: You can only spend what you top up.
- No Credit Checks: Easy to sign up and get started instantly.
- Cons:
- You need to buy your phone outright.
- Can be less cost-effective for very heavy data users.
- Pros:
- Often come with a new, subsidised smartphone.
- Can offer larger data bundles for a lower price per GB.
- "Set and forget" with automatic monthly payments.
- Cons:
- You're locked into a contract.
- Can come with hefty fees for early termination.
- Requires a credit check.
🎯 Who are Prepay Plans Perfect For?
- Students: Keep costs low and predictable.
- Budget-Conscious Kiwis: Stick to a strict mobile budget.
- Kids and Teens: A great way to teach responsible phone usage without the risk of overspending.
- Tourists and Visitors: Get a local number without any long-term commitment.
- Infrequent Phone Users: Only pay for what you actually need.
Finding the Best Value: What to Look For in a Prepay Plan
The best prepay mobile plans NZ offers come with features that give you more value. Here’s what to keep an eye on.
📊 How Much Data Do You Actually Need?
Data is often the biggest factor. Here’s a simple guide to help you estimate your usage:
- Light User (1-3GB per month): Perfect if you mainly use Wi-Fi and only need data for checking emails, sending messages, and occasional web browsing on the go.
- Average User (4-10GB per month): Ideal for daily social media, streaming music, and watching a few videos when you're out and about.
- Heavy User (10GB+ per month): If you stream a lot of video, use your phone as a hotspot, or play online games, you’ll want a plan with a generous data allowance.
💾 Don't Lose What You Don't Use: The Magic of Rollover Data
Many of the best prepaid mobile plans NZ providers offer rollover data. This fantastic feature means any data you don't use one month gets saved and added to the next month's allowance. It’s a great way to build up a data buffer for those times you need a bit extra.
💻 Sharing is Caring: Hotspotting Your Data
Hotspotting lets you turn your phone into a portable Wi-Fi modem, allowing you to connect your laptop or tablet to the internet using your mobile data. Most prepay plans in NZ include this feature, but it's always good to check.
Finding the Cheapest Prepay Mobile Plans in NZ
Everyone loves a good deal. For those looking for the cheapest prepay mobile plans NZ has, the key is to focus on what you truly need and not pay for extras you won't use.
💰 Our Top Picks for Budget-Friendly Plans
Our comparison table is the best place to find the most up-to-date cheap deals. You can often find great value plans for under $20 that offer a good amount of data and calls for light to average users.
☕️ Pay-As-You-Go Rates for Occasional Use
If you barely use your phone, a true pay-as-you-go option might be best. Instead of buying a monthly pack, you just pay a casual rate for each minute, text, or megabyte of data you use. It's perfect for an emergency phone that sits in the car.
Unlimited Prepay Plans for Heavy Users
If you're constantly running out of data, an unlimited plan might be the answer.
♾️ Prepay Mobile Plans NZ Unlimited Data
Several providers now offer "endless" data on prepay. How it works is you get a large amount of data at max speed (e.g., 40GB). If you use that up, you can still access the internet, but at a reduced speed. This is usually fast enough for messaging and browsing, but video streaming might be slower. It’s a great way to get peace of mind and avoid data overage charges.
📞 Plans with Unlimited Calls and Texts
While data is king, many plans still come with unlimited calls and texts to standard NZ and Australian numbers, so you can chat as much as you like without worry.
Long-Expiry Prepay Plans: Set and Forget for a Year
Tired of topping up every month? A long-expiry plan could be your solution.
🗓️ Prepay Mobile Plans NZ 365 Days
Several providers offer 365-day plans where you pay once for a whole year of service. These plans often come with a bulk amount of data and can offer significant savings compared to paying month-to-month. It's the ultimate "set and forget" prepay option.
A Quick Look at NZ's Prepay Mobile Providers
New Zealand has a competitive market with several great providers to choose from. While our comparison tool is the best way to compare specific plans, here's a quick overview of the main players:
- Spark: One of NZ's largest providers, known for its extensive network coverage.
- One NZ: A major player offering a wide range of flexible prepay options.
- 2degrees: Known for shaking up the market with competitive pricing and customer-friendly features.
- Skinny: A popular budget-friendly provider that runs on the Spark network, offering great value plans.
- Other Providers: There are also other fantastic providers like Kogan Mobile and Warehouse Mobile, which often have very competitive deals.
Your Prepay Questions Answered (FAQ)
Ready to Find Your Perfect Prepay Plan?
Now that you're armed with all the information you need, it's time to find the perfect prepay mobile plan for you. There's no need to spend hours browsing different websites or trying to decipher confusing terms.
Our powerful and easy-to-use comparison tool does all the hard work for you. In just a few clicks, you can compare all the latest deals from NZ's top providers, side-by-side.
Stop paying for things you don't need and start saving today. Compare prepay mobile plans now and switch to a better deal in minutes!
🔄 This guide is updated monthly with current pricing, promotions, and provider changes. Bookmark this page for the best prepay mobile plans and comparison data.
Disclaimer: Pricing and offers subject to change. Always confirm current rates and terms with providers before signing up. Rankings based on publicly available data and may not reflect individual experiences.